Loan & Advances

At Bank of Ceylon (UK), we specialize in providing tailored property mortgage solutions, including Buy to Let, Commercial, and Mixed-Use Commercial loan facilities. Whether you are an individual, an SPV, or a portfolio landlord, we offer competitive interest rates combined with personalized service to meet your unique needs.

Our secured overdraft facilities and cashback loan options designed to support your personal and business financial requirements efficiently and flexibly.

Partner with us for expert guidance and customized lending solutions that help you achieve your goals with confidence.

Personal and business banking, at your fingertips

FinPoan offers expert financial advisory services tailored to your needs, ensuring a secure and prosperous future.

Buy to Let Loans

Secure your investment with flexible and affordable financing solutions.

Commercial and Mixed Used Loans

Explore flexible financing solutions tailored to support your investment goals.

Secured Overdraft Facility and Cash back facilities

Experience personalized service delivered with speed and efficiency, tailored to your unique needs.

Buy to Let Loans

Our Buy-to-Let loans are available for the purchase or refinance of residential properties in England and Wales, exclusively for investment purposes.

Loan-to-Value:

Up to 70% of the market value

Establish a Robust Accounting System

Up to £2.5 million

Competitive Interest Rates

Competitive Interest Rates tailored to your investment needs. Contact us for the rates. 02031955200

Commercial and Mixed-Use Loans

Our Commercial and Mixed-Use Loans are available for the purchase or refinance of commercial or mixed-use properties in England and Wales, primarily for investment purposes

Loan-to-Value

Up to 70% of the market value

Maximum Loan Amount

Up to £2.5 million

Competitive Interest Rates

Competitive Interest Rates tailored to your investment needs. Contact us for the rates. 02031955200

Secured Overdraft Facility and Cash back facilities

Our secured overdraft facility offers flexible borrowing to support your personal or business cash flow needs. With competitive rates and secured against your assets, it provides quick access to funds whenever you need them.

Facility Amount

Up to 90% of the your deposit value for the cash back loans.

Flexible Repayments

Your burning question, answered

If you’re new or looking for answers to your questions, this guide will help you learn more about our services and their features.

Why should I care about financial planning?

Financial planning is essential because it helps you achieve your financial goals and secure your financial future.

What are the different types of investments?

There are different types of investment vehicles, such as stocks, bonds, mutual funds, and real estate, each carrying different

How can I start saving for retirement?

The earlier you start saving, the longer your money can earn interest and grow.

What is the importance of emergency funds?

An emergency fund is cash that’s set aside to cover the cost of unexpected, and often expensive, events.

What can I use a personal loan for?

Many people apply for a low-interest personal loan to consolidate high-interest credit card debt.

What is a personal loan?

A personal loan is a loan offered by many banks, credit unions, or online personal loan lenders and typically range from $5K-$100K.

What credit score is needed for a personal loan?

Applying for personal loans online or at your financial institution will require meeting your lender’s criteria.

How much money can I get a personal loan for?

The answer depends on a wide range of factors, which mainly includes the type of lender and your credit score.

Digital banking, wherever life takes you

The process for opening a bank account may vary slightly depending on the bank. However, the general steps involved in opening a bank account.

Download App

Download app. It will work for windows, Mac and androids.

01 Create Your Account

Secure online account opening, mobile banking.

02 Start Banking

Set up online banking and watch your money grow

03

All investments involve some level of risk. BOC UK does not provide investment advice and It is important before deciding to purchase any product or services to seek advice from suitably qualified sources. BOC UK will try to understand your requirements and ensure you are aware of the risk associated with it and that you understand the risks you may enter into. This understanding will form the basis of the recommendations that we make.