Smart Fixed Deposit

Place your money for a fixed period of time and enjoy the certainty of knowing exactly how much interest you are going to earn.

  • Deposits can be fixed for 12 , 36 or 60 months
  • The interest rate is fixed throughout the term of the deposit
  • Minimum deposit £2,500/= and Maximum £500,000/=
  • Interest will be paid only at the maturity
  • Premature withdrawals will be allowed only on the following circumstances
  1. Death of the account holder
  2. Financial distress of the account holder subject proving to the satisfaction of the bank In the case of a premature withdrawal, interest will be calculated at our variable savings account interest (currently 0.25 % p.a.) for the completed period of the deposit
Interest Rates
GBP Deposits
Amount 12 Months
(At maturity Gross/AER)
36 Months
(At maturity Gross/AER)
60 Months
(At maturity Gross/AER)
£2,500 & Above 1.25% 1.65% 2.00%

All the above are subject to Bank’s standard terms and conditions. For more information please contact us