Smart Fixed Deposit

Place your money for a fixed term and enjoy the certainty of knowing exactly how much interest you are going to earn.

  • Deposits can be placed based on your requirement from 03 months up to 60 months.
  • Interest rate is fixed during the term of your deposit.
  • Deposit any amount from £1,000/- to £500,000/-.
  • Interest is paid at maturity along with your investment (Deposit).
  • Your Deposit is protected under the Financial Services Compensation Scheme (FSCS) up to £85,000/-.
  • Premature withdrawals will be allowed only under the following circumstances:
    • Death of the account holder
    • Financial distress of the account holder subject to proving to the satisfaction of the Bank in the case of a premature withdrawal, interest will be calculated at our variable savings account interest (currently 1.25 % p.a.) for the completed period of the deposit.

*Interest paid on Gross/AER basis         *T&C apply

All fixed deposit products are governed by banks’ standard terms and conditions. For more information please contact customer service on 02031955202/02031955193